0,3% per successful transaction.
And nothing else.
The payments gateway for Angola with simple pricing: 0,3% on every successful transaction (min. Kz 40/transaction), across all methods. No monthly fees, no floor, no set-up cost — and an automatic volume discount: the more you process, the less you pay.
Start
Shops, freelancers and social sellers
0,3% per successful transaction
Min. Kz 40/transaction · no monthly fees*
- Pay by Link and dynamic QR
- BitPay hosted checkout
- Multicaixa references and Express
- Dashboard with basic reports
- Settlement straight into your bank
Business
RecommendedGrowing companies and platforms
0,3% per successful transaction
Min. Kz 40/transaction · no monthly fees*
- Everything in Start
- Full API and signed webhooks
- Direct Debits (mandates)
- WooCommerce plugins and SDKs
- Team with permissions (RBAC)
- Reconciliation and exports
Enterprise
Banks, insurers, universities, marketplaces
0,3% + custom SLA
Volume tiers and custom terms
- Everything in Business
- Multi-entity and multiple POS
- Bulk payments
- Dedicated SLA and priority support
- Auditing and dedicated integration
The more you process, the less you pay.
Automatic volume discount in marginal tiers — like tax brackets: each slice of your monthly volume pays its own tier's rate. Applied at month close, on the charge, as the "Volume discount" line.
No set-up fee, no monthly fees — dashboard, API, webhooks and support included.
* 0,3% on every successful transaction (min. Kz 40/transaction). No monthly fees, no floor, no set-up cost — dashboard, API, webhooks and support included. The volume discount is applied automatically at month close, as the "Volume discount" line on your charge. Parameters come from the active fee rule, managed in the ops backoffice.
Frequently asked questions
How do I receive payments online in Angola?
With BitPay, the payments gateway for Angola, you accept payments online in a single integration: generate Multicaixa References, charge via Multicaixa Express or Direct Debit and get real-time confirmation. You can start with a payment link or the hosted checkout, without writing code.
What is a payments gateway?
A payments gateway is the technology layer that connects your business to payment methods — in Angola, to EMIS services such as Multicaixa Express and References. BitPay handles the integration, confirmation and reconciliation; the money is settled straight into your bank account.
How do I integrate Multicaixa Express into my site or app?
Through BitPay's payments API or the plugins (WooCommerce and SDKs): you create a charge request, the customer confirms in the Multicaixa Express app and you receive a signed webhook with the result in real time. There's a free sandbox to test everything before you go to production.
Do I need to know how to code to get started?
No. With Pay by Link, dynamic QR and BitPay's hosted checkout you accept payments online with no code. When you want to automate, the payments API and SDKs are ready for your technical team.
Does BitPay hold my money?
No. BitPay is a technology platform (PST-SP): settlement happens straight into your bank or PSP account. We handle the integration, confirmation and reconciliation.
Is the sandbox free?
Yes — the test environment is free and unlimited, with deterministic scenarios to simulate successes, timeouts and rejections before you go to production.
How exactly does the fee work?
We charge 0,3% on every successful transaction, on any method, with a minimum of Kz 40 per transaction. No monthly fees and no floor: if you don't process, you don't pay. With volume, the rate goes down automatically in tiers — all visible in your dashboard, to the cent.
How does the volume discount work?
It's automatic and works in marginal tiers, like tax brackets: up to Kz 5.000.000/month you pay 0,3%; from Kz 5.000.000 to Kz 25.000.000, 0,27%; from Kz 25.000.000 to Kz 100.000.000, 0,25%; above Kz 100.000.000, 0,22%. Each slice of the month's volume pays its own tier's rate, and the difference shows up on your monthly charge as the "Volume discount" line.
Is there a lock-in or exit fee?
No. You can cancel whenever you want, with no penalties.